Privacy Policy
We may revise this privacy policy from time to time. The most current version of the policy will govern our use of your information and will always be at www.davecredit.com/privacy-pol.... If we make a change to this policy that, in our sole discretion, is material, we will notify you via email to the email address associated with your account. By continuing to access or use our website after the changes to our privacy policy become effective, you agree to be bound by the revised privacy policy.
Personal Information we Collect
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically collected information as “Device Information.”
We collect Device Information using the following technologies:
- “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org.
- “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
- “Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site.
Additionally when you make an application or attempt to make an application through the Site, we collect certain information from you such as the following but is not limited to; including your name, date of birth, address, email address, phone number(s), employment information, employment income, social insurance number (if provided), payment-related information such as banking information, that is collected with your consent or as permitted or required by law. We refer to this information as “Application Information.”
When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Application Information.
How do we use your personal information?
We may gather and utilize individual data for purposes, for example, however not constrained to, the accompanying; to oversee and advance the business exercises of DAVECREDIT, to confirm identity and other data given by clients and to decide qualification for our product and/or services offered, to open, oversee and service accounts to provide our products and/or services, to assess present and continuous financial soundness to decide qualification or appropriateness for our products and/or services, to publicize, advertise and develop our products and/or services to clients who have agreed to accepting such correspondence, which incorporate correspondence via mail, email, phone, programmed dialers, to collect outstanding liabilities, and, for different purposes distinguished by DAVECREDIT with your consent or as allowed or legally necessary.
We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns). We may use the Device Information for retargeting purposes for our advertisements.
Sharing your Personal Information
DAVECREDIT may disclose personal information in various conditions, including: to credit bureaus, credit reporting agencies and to your present or future creditors to keep up your record of loan repayment and giving credit references, to financing related organizations for payment processing purposes, to third-parties as reasonably necessary to support your agreements with us and in any case for the collection of an obligation owed to us, for the reasons for identifying and preventing fraud, in connection with audits, for the reasons for meeting lawful, administrative, industry self-regulatory, risk management and security requirements, for other purposes identified by DAVECREDIT with your consent or as permitted or required by law.
Do not Track
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.
Data Access
DAVECREDIT may establish and maintain a file containing an individual’s personal information for the reasons depicted above, which will be accessible at our workplaces. People reserve the privilege to demand access to or adjustment of their own data that is held by DAVECREDIT. Requests must be made in writing, addressed to DAVECREDIT’s contact data set out at the end of this Policy. We will react to composed demands within a reasonable time frame. Duplicates of records containing individual data might be dependent upon an expense. If so, DAVECREDIT will inform the individual regarding the amount of the charge ahead of time. We will utilize our earnest attempts to guarantee that individual data is as precise, finish and state-of-the-art as essential for the distinguished purposes.
Data Retention
When you place an application through the Site, we will maintain your Personal Information for our records unless and until you ask us to delete this information.
Contact Us
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at info@davecredit.com or by mail using the details provided below:
2950 North Loop West, Suite 500, Houston, Texas, 77092.
