No, the credit check that we conduct to provide you with the most precise and favorable loan quote will not be recorded in your credit report. Furthermore, it is completely free of charge. However, if you decide to accept the loan offer, a registered credit check will be performed during the finalization process with your advisor.
No, there is no obligation to proceed with the loan application process after receiving a loan quote. Upon receiving the quote, you will receive an email acknowledging your loan quote request, followed by a phone call from one of our loan specialists to clarify any questions you may have. If you find the loan terms favorable, the loan can then be finalized and the funds will be disbursed.
No, there are no charges for requesting a loan quote. You can use our online quote request service to gain information, and there is no obligation on your part.
You may obtain an immediate loan quote, which will provide you with the amount you can borrow and the corresponding installment amounts, without any commitment from your side. If you choose to proceed with the loan application, a loan advisor will happily guide you through the online process.
The online loan quote request form is simple to complete and will take less than a minute. Once you submit the form, you will receive a tailored loan quote that considers your individual financial circumstances. You will be informed of the loan amount, interest rate, and other terms immediately. An email acknowledging your loan quote request will be sent to you, and a loan specialist from DaveCredit will contact you to discuss the quote.
No, an immediate loan quote is solely for informational purposes and does not obligate you to apply for the loan. If you decide to move forward with the loan application, a loan specialist will contact you to explain the steps involved.
You may make early payments on an unsecured loan at any time without incurring any additional fees.
DaveCredit does not charge any fees for personal loans. Secured personal loans, on the other hand, may involve fees such as home value assessments, ownership verification fees, insurance fees, administrative fees, and other charges that vary by state.
Yes, DaveCredit’s personal loans feature fixed rates, which means that the installment amount will remain constant for the duration of the loan. However, if the loan is restructured, it may affect the interest rate and installment amount.
Interest rates vary depending on your credit score and payment history. Rates start at 25%.
A personal loan is a type of loan in which the borrower commits to repaying the borrowed amount through fixed monthly payments over a specific period. As the borrower makes these installments, the balance of the loan decreases until it is fully paid off at the end of the loan term.
